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The environment created in international monetary relations in the last decade following the global financial and economic crisis causes more concerns than optimism, both in terms of the financial systems of the national economies of individual countries, as well as the future course of the world economy. There are also many countries that have not even overcome the second wave of the global financial and economic crisis, the external debt crisis (Greece, Spain, Portugal, Holland, etc.). And in a broader sense, both in the economy and in the financial system, the general uncertainty is increasing.